Question 1

The free-look period provided in a life insurance policy is usually:

Options :

A : 10 days

B : 31 days

C : 45 days

D : 60 days

Answer: A

Question 2

It is unlawful for a person to provide an advertisement that:

Options :

A : Points out coverage advantages of a policy

B : Refers to the insurer’s financial rating

C : Uses a policy title to misrepresent a coverage

D : Makes a comparison of benefits between policies

Answer: C

Question 3

Disability income insurance premiums are a deductible expense when the premiums are paid by:

Options :

A : A partnership for group disability income coverage for the partners

B : A corporation for group disability income coverage for the employees

C : An insured for individual disability income coverage

D : An employee for group disability income coverage

Answer: B

Question 4

The primary purpose of disability income insurance is to:

Options :

A : Provide indemnity for loss of life

B : Pay necessary hospital expenses when the insured is unable to work

C : Provide benefit payments for a period of time when the insured is unable to work

D : Pay any physicians’ fees resulting from a disabling injury

Answer: C

Question 5

Which expenses are covered by Medicare Part D?

Options :

A : Medical

B : Hospital

C : Prescription drug

D : Dental

Answer: C

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