Question 1

In health insurance the coinsurance is

Options :

A : a percentage of the cost for covered expenses paid by more than one insurer.

B : a portion of the premium paid by the insured and insurer for each covered service.

C : a payment shared by the insured and provider of covered service minus the deductible.

D : a percentage paid for covered expenses by the insured and insurer after the deductible is satisfied.

Answer: D

Question 2

Medicare Part B pays for

Options :

A : hospice care.

B : prescription drugs.

C : physicians' services.

D : the first 60 days of hospitalization.

Answer: C

Question 3

All of the following are standard exclusions in individual disability income policies EXCEPT

Options :

A : self-inflicted injuries.

B : preexisting conditions.

C : active military duty.

D : accidental injuries.

Answer: D

Question 4

Which policy allows the insured to choose where the assets backing the cash value are invested?

Options :

A : Term life.

B : Variable life.

C : Universal life.

D : Endowment life.

Answer: B

Question 5

The initial enrollment period for Medicare Part B ends how many months after the 65th birthday month?

Options :

A : One month.

B : Three months.

C : Five months.

D : Seven months.

Answer: D

Free CA-Life-Accident-and-Health Mock Exam – Practice Online Confidently