Question 1

A group health policy that covers hospital expenses MUST also cover:

Options :

A : burial expenses

B : elective cosmetic surgery

C : travel expenses for caretakers

D : routine physical examinations

Answer: D

Question 2

A prospect submits an Accident and Health application with the premium and receives a conditional receipt. The insurance company issues a policy and mails it to the insured, but the insured never receives it. Which of the following statements is CORRECT about this situation?

Options :

A : The policy is not in force because delivery was not completed.

B : The policy will be in force five business days after the prospect notifies the company that the prospecthas not received the policy

C : The policy will be in force as soon as the company issues a replacement policy.

D : The policy is in force.

Answer: D

Question 3

The maximum cost share for preventive screening from an in-network provider is:

Options :

A : 30%

B : 20%

C : 10%

D : 0%

Answer: D

Question 4

Under federal law, a tax exempt Health Savings Account can only be opened for an individual who is:

Options :

A : covered by a qualified High Deductible Health Plan

B : covered by Long Term Care Insurance

C : entitled to Medicare benefits

D : eligible to be claimed as a dependent on another person ' s tax return

Answer: A

Question 5

A Nevada producer wants to solicit an individual disability-income policy. Which license authority is required?

Options :

A : Property insurance authority

B : Casualty insurance authority

C : Accident and health insurance authority

D : Personal lines authority

Answer: C

Free InsNV_Health02 Mock Exam – Practice Online Confidently

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