Question 1

Which of the following is a branch of dentistry dealing with the replacement of missing parts?

Options :

A : Periodontics

B : Endodontics

C : Prosthodontics

D : Orthodontics

Answer: C

Question 2

She has a $200,000 whole life policy with a $50,000 cash value. She wishes to borrow $30,000 for the

purchase of a new van. Which of the following is TRUE in this situation?

Options :

A : Loans can only be taken for hardship situations.

B : Whole life policies do not have any loan provisions.

C : This type of loan is interest free.

D : If the loan is not repaid, the net death will be reduced

Answer: D

Question 3

An annuitant dies during the accumulation period. What happens to the cash in the annuity?

Options :

A : it is paid to the beneficiary

B : it is paid to the IRS

C : it is paid into the estate

D : the company keeps it

Answer: A

Question 4

Which of the following circumstances may be grounds for suspending an insurance license?

Options :

A : failure to follow insurer's underwriting rules

B : conviction of a summary offense

C : conviction of a felony

D : failure to maintain records for 5 years

Answer: C

Question 5

In Pennsylvania, the Time Limit on Certain Defenses Provision provides that no statement can be used to

deny a claim on an accident and health policy after

Options :

A : 7 years.

B : 3 years.

C : 5 years.

D : 1 year.

Answer: B

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