Question 1

What activity occurs during the “settlement” step of the payment process?

Options :

A : The merchant receives payment for the transaction

B : The merchant and the issuer exchange purchase information

C : The acquirer bills the cardholder for the transaction

D : The merchant exchanges purchase information with the acquirer and the issuer

Answer: D

Question 2

A service provider with no electronic cardholder data storage may be eligible to complete with SAQ?

Options :

A : SAQ C

B : SAQ D

C : SAQ A

D : SAQ B

Answer: B

Question 3

Assigning a unique ID to each person is intended to ensure:

Options :

A : Strong passwords are used for each user account

B : Shared accounts are only used by administrators

C : Individual users are accountable for their own actions

D : Access is assigned to group accounts based on need-to-know

Answer: C

Question 4

An entity is using removable USB storage on their Windows PCs. The PCs run antimalware and are being used to process cardholder-not-present transactions. From the below, what is correct about the USB storage?

Options :

A : USB stprage os cpmsodered am exterma; device so PAN cannot be stored on that.

B : After the 31 of March 2025 the USB storage must be securely destroyed.

C : The audit logs that are held on the USB storage should be kept for 30 days maximum.

D : After the 31 of March 2025 an automatic scan must be performed when the USB storage is inserted into the PCs.

Answer: D

Question 5

Storing track data "long term" or "persistently" is permitted when_______.

Options :

A : It is being stored by the issuers

B : It is hashed by the merchants storing it.

C : It is encrypted by the merchant storing it.

D : It is reported to the PCI SSC annually in a ROC

Answer: A

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