Question 1

If an employee in poor health is part of a large group that is acceptable for group life insurance, that employee is:

Options :

A : Ineligible for coverage under the plan

B : Eligible for coverage, but on a rated basis

C : Eligible for the same type of coverage as other employees

D : Eligible for coverage more limited than that of other employees

Answer: C

Question 2

All of the following are typical health maintenance organization (HMO) preventive care services provided by a primary care physician EXCEPT:

Options :

A : Well-baby checkups

B : Immunizations for children

C : Experimental surgery

D : Physical examinations

Answer: C

Question 3

Which type of health insurance helps to pay for the cost of care in cases where hospitalization is not required but the individuals are unable to care for themselves?

Options :

A : Medicare

B : Long-term care

C : Major medical

D : Disability income

Answer: B

Question 4

Nearly all citizens of the U.S.A., regardless of age, are eligible for Medicare Part B if they are:

Options :

A : Retired permanently

B : Eligible for Medicare Part A

C : Uninsurable through commercial insurers

D : "Fully insured" under Social Security

Answer: B

Question 5

To cancel a health insurance policy, which one of the following must the insured do?

Options :

A : Notify the insurer in writing

B : Replace the current policy with another

C : Challenge at least two uniform mandatory provisions

Answer: A

Free Virginia-Life-Annuities-and-Health-Insurance Mock Exam – Practice Online Confidently

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