Question 1

Which is an example of an endodontic service?

Options :

A : Crowns

B : Dentures

C : Root canals

D : Fillings

Answer: C

Question 2

If an employee in poor health is part of a large group that is acceptable for group life insurance, that employee is:

Options :

A : Ineligible for coverage under the plan

B : Eligible for coverage, but on a rated basis

C : Eligible for the same type of coverage as other employees

D : Eligible for coverage more limited than that of other employees

Answer: C

Question 3

Nearly all citizens of the U.S.A., regardless of age, are eligible for Medicare Part B if they are:

Options :

A : Retired permanently

B : Eligible for Medicare Part A

C : Uninsurable through commercial insurers

D : "Fully insured" under Social Security

Answer: B

Question 4

When a Medicare Supplement policy is purchased during the open enrollment period:

Options :

A : The premium cost may be higher than usual

B : The benefits may be lower than usual

C : The exclusions may be more numerous than usual

D : The policy must be issued regardless of health status

Answer: D

Question 5

Giving policyholders some part of the agent’s commission as an inducement to purchase insurance is an unfair trade practice known as:

Options :

A : Twisting

B : Rebating

C : Replacement

D : Retention

Answer: B

Free Virginia-Life-Annuities-and-Health-Insurance Mock Exam – Practice Online Confidently