Question 1

If an employee in poor health is part of a large group that is acceptable for group life insurance, that employee is:

Options :

A : Ineligible for coverage under the plan

B : Eligible for coverage, but on a rated basis

C : Eligible for the same type of coverage as other employees

D : Eligible for coverage more limited than that of other employees

Answer: C

Question 2

In individual health insurance, a proof of loss typically should be submitted to the insurer within:

Options :

A : 30 days from the date of loss

B : 60 days from the date of loss

C : 90 days from the date of loss

D : 120 days from the date of loss

Answer: C

Question 3

A licensee must report an administrative action taken by another state or governmental agency tothe Bureau of Insurance within how many calendar days after final disposition?

Options :

A : 10 days

B : 20 days

C : 30 days

D : 45 days

Answer: C

Question 4

In addition to the applicant, who signs an application for health insurance?

Options :

A : The applicant’s spouse

B : The applicant’s dependents

C : The inspection company representative

D : The agent

Answer: D

Question 5

When a health insurer requires a covered individual to undergo a physical examination, who pays the cost of the examination?

Options :

A : The premium payor

B : The principal insured individual

C : The patient or parent of the patient

D : The insurer

Answer: D

Free Virginia-Life-Annuities-and-Health-Insurance Mock Exam – Practice Online Confidently

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