Question 1

Which is an example of an endodontic service?

Options :

A : Crowns

B : Dentures

C : Root canals

D : Fillings

Answer: C

Question 2

Unless an insured has made fraudulent statements on the application for individual health coverage, subsequent claims may not be denied under the provision for:

Options :

A : Legal actions

B : Time limit on certain defenses

C : Grace period

D : Time payment of claims

Answer: B

Question 3

Which type of health insurance helps to pay for the cost of care in cases where hospitalization is not required but the individuals are unable to care for themselves?

Options :

A : Medicare

B : Long-term care

C : Major medical

D : Disability income

Answer: B

Question 4

Which is true about ownership of a deferred annuity contract?

Options :

A : All of the participants in a group contract are part-owners

B : Ownership rights are neither transferable nor assignable

C : An owner may be the annuitant or the beneficiary or neither

D : An owner’s rights take effect when the benefit payment phase begins

Answer: C

Question 5

When a Medicare Supplement policy is purchased during the open enrollment period:

Options :

A : The premium cost may be higher than usual

B : The benefits may be lower than usual

C : The exclusions may be more numerous than usual

D : The policy must be issued regardless of health status

Answer: D

Free Virginia-Life-Annuities-and-Health-Insurance Mock Exam – Practice Online Confidently

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